How to open icici bank account online

ICICI Bank is one of the largest private sector banks in India, offering a comprehensive range of financial products and services. It is well-known for its technology-driven banking solutions and extensive network of branches and ATMs across India.

Key Features of ICICI Bank:

- Wide Range of Products : ICICI Bank offers services like savings accounts, credit cards, home loans, car loans, personal loans, fixed deposits, and insurance products.

- Digital Banking : It has a strong focus on digital banking, offering services through internet banking, the iMobile app, and other digital platforms.

- Investment Services : ICICI Bank provides mutual funds, insurance, and wealth management services.

- Customer Service : ICICI is known for its efficient customer service through phone banking, live chat, and branch support.

Steps to Open an ICICI Bank Account Online:

1. Visit the ICICI Bank Website or iMobile App :

   - Go to the official [ICICI Bank website](https://www.icicibank.com/) or download the iMobile app from the Google Play Store or Apple App Store.

2. Choose the Type of Account :

   - ICICI Bank offers various savings accounts:

     - Regular Savings Account

     - Advantage Savings Account

     - Titanium Privilege Account, etc.

   - Choose the account type that best fits your needs.

3. Click on ‘Apply Online’:

   - After selecting the account type, click the ‘Apply Online’ button to proceed to the account opening form.

4. Provide Personal Details :

   - Enter your full name, mobile number, email ID, and PAN/Aadhaar details.

   - Select your preferred branch (optional).

5. Complete e-KYC :

   - ICICI Bank allows e-KYC through Aadhaar-based authentication:

     - Enter your Aadhaar number, and you will receive an OTP on the registered mobile number for verification.

     - Alternatively, you can choose the video KYC option, where a bank representative will verify your identity via a video call.

6. Upload Required Documents :

   - You’ll need to upload the following documents for verification:

     - PAN card

     - Aadhaar card

     - Recent passport-size photograph

   - Ensure that your Aadhaar details are updated, as it will be used for address verification.

7. Initial Deposit :

   - ICICI Bank may require you to make an initial deposit, depending on the account type.

   - You can transfer this amount online using net banking or UPI.

8. Complete Verification :

   - Once the documents are verified and the initial deposit is made, your account will be activated.

   - You will receive your account details, including the account number and internet banking credentials, via SMS or email.

9. Activate Digital Banking :

   - You can now download and set up the iMobile Pay App for mobile banking and access internet banking through the ICICI Bank website.

After the activation, you'll be able to start using your account for transactions, UPI payments, and other banking services.